So, You Want To Start Your Own Business?

So, You Want To Start Your Own Business?

 

 

Sa mga taong pinanganak sa pamilya ng mga negosyante, ang pagsisimula ng business ay isang advantage. Ang kanilang mga parents, siblings or relatives ang magsisilbing mentors. Andyan na ang connections at capital para simulan ang gusto nilang negosyo.

Pero paano naman sa nakararaming Pilipino na gustong magbusiness na walang background or experience sa pagnenegosyo?. Ano ang dpat gawin bago magsimula ng negosyo? Eto po ang ating pag uusapan sa video sharing natin for today.

Kung gusto nyo pong sundan ang aking mga videos, Like my FB page & my Youtube channel.

Please like : https://www.facebook.com/ralftagao

Follow me in youtube: https://www.youtube.com/c/RalfRogerTagao

More Power and Godbless to all!!!

Regards,

Ralf Roger Tagao
Acountant/Licensed Real Estate Broker
PRC License # 0013076

Note:
Ralf Roger Tagao is a Certified Public Accountant (CPA), Licensed Real Estate Broker & an Entrepreneur. He worked for more than 9 years as an Auditor & Accountant from 2005 to 2014. He has started real estate part time in Year 2012 when he got his license and became full time since January 2015 concentrated on selling house and lot in Bulacan area. He also manages a small business since Year 2013 aside from growing his realty business.

#ralfrogertagao
#realestatebroker
#business

Hi, I’m Ralf Roger Tagao, a CPA & Real Estate Broker. My passion is reading books about business, success, leadership and all other motivational books that help me develop myself more. I love to share my ideas, knowledge and learnings to other people that I think will benefit them.

3 Most Important Money Skills You Need to Master

3 Most Important Money Skills You Need to Master

 

Pag dating sa pera, ang mga taong marunong maghawak at magpalago nito ang syang nagiging financially successful.

Alamin sa video na ito ang 3 most important money skills na need nating imaster kung gusto nating mapalago ang ating money.

Kung gusto nyo pong makareceive ng mga video post updates, Maari pong sundan nyo ako sa aking Facebook Fan page at Youtube.

Please like : https://www.facebook.com/ralftagao

Follow me in youtube: https://www.youtube.com/c/RalfRogerTagao

More Power and Godbless to all!!!

Regards,

Ralf Roger Tagao
Acountant/Licensed Real Estate Broker
PRC License # 0013076

Note:
Ralf Roger Tagao is a Certified Public Accountant (CPA), Licensed Real Estate Broker & an Entrepreneur. He worked for more than 9 years as an Auditor & Accountant from 2005 to 2014. He has started real estate part time in Year 2012 when he got his license and became full time since January 2015 concentrated on selling house and lot in Bulacan area. He also manages a small business since Year 2013 aside from growing his realty business.

#ralfrogertagao
#realestatebroker
#entrepreneur
#business
#houseandlotforsalebulacan
#apechomes

Hi, I’m Ralf Roger Tagao, a CPA & Real Estate Broker. My passion is reading books about business, success, leadership and all other motivational books that help me develop myself more. I love to share my ideas, knowledge and learnings to other people that I think will benefit them.

Paano I-increase ang aking Monthly Income?

Paano I-increase ang aking Monthly Income?

 

 

Paano I-increase ang aking Monthly Income?

Hindi ka ba nagtataka bakit ang iba ay mas malaki ang kinikita compared sa kinikita mo?

Ano kaya ang dahilan nito at paano mo iimprove ang iyong income monthly?

Sa video na ito, ating dinidiscuss ang paraan para mapalaki mo ang iyong kikitain sa pamamagitan ng pagfocus sa iyong sarili.

Connect with me:

Facebook: https://www.facebook.com/ralftagao/

Youtube: https://bit.ly/2kGNPJc

 

Hi, I’m Ralf Roger Tagao, a CPA & Real Estate Broker. My passion is reading books about business, success, leadership and all other motivational books that help me develop myself more. I love to share my ideas, knowledge and learnings to other people that I think will benefit them.

Lessons Learned from Eight (8) Secrets of Truly Rich by Bo Sanchez

Lessons Learned from Eight (8) Secrets of Truly Rich by Bo Sanchez

8 Secrets

 

Is it Possible to have the Wealth of a Millionaire and the Heart of a Monk?

Deuteronomy 30:9

Then the Lord your God will make you most prosperous in all the work of your hands….

Why stop at being rich? Why not go all the way to become truly rich?

When you’re truly rich, you’re not only wealthy with your money.  You’re wealthy in all other areas of your life: love, family, spirituality…

You Can Be Rich

You can be rich, yes, you can get out of debt, save enough for the future, be very generous to the poor and God’s work.

So who’s stopping you? Here’s the answer: YOU

No one else can stop you. Not your family, not your friends, not the government, not the poverty of the country. And God? He won’t stop you either. Why would He? He invented wealth.

If you’ll learn these 8 Secrets of Truly Rich, and apply them into your life, you’ll change your financial future forever.

 

SECRET No. 1 – Be Totally Responsible for Your Success

I have now given you a choice between a blessing and a curse. When all these things have happened to you… you will remember the choice I gave you. – Deuteronomy 30:1

  • Stop the Blame – Things do not change; we change
  • Stop Blaming the Government for Your Poverty – 99% of all failures come from people who have a habit of making excuses – George Washington
  • Stop Blaming Your Family for Your Poverty – You can’t hire someone else to do your pushups for you.- Jim Rohn
  • Stop Blaming the Devil for Your Poverty – We have met the enemy and he is us.- Pogo
  • Stop Blaming God for Your Poverty – If there is no wind, row. – Latin Proverb
  • You’re the Product of Your Thoughts, Choices and Habits – If you don’t like something, change it. If you can change it, change your attitude. Don’t complain. – Maya Angelou
  • You can create a new pattern of Success. – Man is not the creature of circumstances; Circumstances are the creatures of men. – Benjamin Disraeli

 

SECRET No. 2 – Enlarge Your Psychological Wallet

There is a secret psychology to money. Most people don’t know about it. That’s why most people never become financially successful. A lack of money is not the problem; it is merely a symptom of what’s going inside you. – T. Harv Eker

 

  • Face Your Feelings – What you can feel, you can heal. – John Gray
  • Increase Your Money Comfort Zone – You are the way you are because that’s the way you want to be. If you really wanted to be any different, you would be in the process of changing right now. – Fred Smith.
  • Unless You See it in Your Mind, It Won’t Become a RealityIt’s time to start living the life you’ve imagined. – Henry James
  • Your Self- Image Will Attract Your Level of SuccessPeople do not attract that which they want, but that which they are. – James Allen
  • Are You Sending Mixed Signals to God’s Universe?What you subconsciously want, you will get. And what you subconsciously do not want, you will avoid. – Bo Sanchez
  • Rip Out Your Negative Family LabelsMen and women are not limited by the place of their birth, not by the color of their skin, but by the size of their hope. – John Johnson
  • Train Your Children While They’re YoungThe greatest gifts you can give your children are the roots of responsibility and the wings of independence – Dennis Waitely 
  • Enlarge Your Skills to Match the Size of Your Psychological Wallet – Do you see a man skilled in his work? He will serve before kings; he will not serve before obscure men. – Proverbs 22:29

SECRET No. 3 – Get Rid of Crazy Religious Beliefs

The mind maketh good or ill, wretch or happy, rich or poor. – Edmund Spenser

 

  • Have You Romanticized Poverty? – God loves the poor and accompanies them in their difficult journey so that they can rise from their poverty. Not so that they can remain in poverty. 
  • Do You Believe that the Rich Won’t Enter Heaven? – Again, I tell you, it is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God. – Matthew 19:24: Jesus didn’t say, ” It’s impossible for rich people to enter heaven.” He simply said, ” It’s going to be more difficult for the rich person to enter heaven.” Why is this? Because Jesus says that to whom much is given, much more will be required (Luke 12:48)
  • Do You Practice the ” I Hate Myself” Spirituality?Love your Neighbor as you love yourself. – Matthew 22:39
  • Have You Relied on God Too Much?Trust God, but tie your camel. – Old Persian Proverb
  • Do You Disguise Your Laziness as Faith? – Lazy hands make a man poor; but diligent hands bring wealth. – Proverbs 10:4
  • Are You Obsessed with the Purely Miraculous?  – Make it your ambition to lead a quiet life, to mind your own business and to work with your hands…so that you will not be dependent on anybody. – 1 Thessalonians 4:11-12
  • Is Your Favorite Phrase “Bahala na”? – God designed us to work and trust – not simply to trust.

 

SECRET No. 4 – Be Completely Committed to Your Dreams

If a man hasn’t discovered something that he will die for. He isn’t fit to live. – Martin Luther King Jr.

Have you ever wondered why you do not get what you want? There are two big reasons why you fail to get what you want.

1st – because you don’t really know what you want.

2nd – because we don’t want it bad enough.

  • Be The Scriptwriter of Your Life – Let others lead small lives, but not you. Let others argue over small things, but not you. Let others cry over small hurts, but not you. Let others leave their future in someone else’s hand, but not you. – Jim Rohn
  • Write Down Your Dreams – Clarity is Power. There are no limits to the mind except those that we acknowledge.
  • Read Your Dreams everyday – by writing down your dreams, you open yourself to life’s river of abundance. But when you read what you wrote down everyday, you multiply the power of the river tenfold.
  • Apply the Power of Focus – The Law of Focus is like the Law of Gravity. It never fails. It has no exceptions. The Law of Focus states that what you focus on grows.
  • Apply the Power of Attraction – The Law of Attraction states that you attract to your life your predominant thoughts. Your Thoughts create Things.

 

SECRET No. 5 – Raise Your Financial I.Q.

Blessed is the man who finds wisdom, the man who gains understanding, for she is more profitable than silver and yields better returns than gold. She is more precious than rubies; nothing you desire can compare with her. – Proverbs 3:13-15

 

  • Financial Ignorance is Expensive – The number one problem in today’s generation and economy is the lack of financial literacy. – Alan Greenspan
  • Look for Financial Mentors – Study anyone who’s great, and you’ll find that they apprenticed to a master or several masters.  Therefore, if you want to achieve greatness… you must apprentice to a master. – Robert Allen
  • Avoid Bad Debt Like Bad Bacteria – Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like. – Will Rogers.
  • Protect Yourself – In life, you have two major problems when it comes to money, you can either: 1.) die too young or, 2.) live too long…for number 1, when your savings is too low and your responsibility is too high, get some protection ” Insurance”
  • Protect Yourself Adequately – Get insurance equivalent to ten (10) times of your yearly expenses.
  • Build Your Retirement Fund Now – Around 40% have to keep on working to survive, around 30%  depend on their relatives to survive, around 20% depend only on their SSS, GSIS pension fund to survive, 8% depend on charitable institution to survive and 2% are financially independent…
  • Automatically Save 20% of Your Monthly Income – A part of all you earn is yours to keep, and if you cannot save money, the seeds of greatness are not in you. – W. Clement Stone
  • Invest as Early as You Can – The earlier you save, the better. You need to know where to invest your savings.
  • Don’t Put Your Retirement Fund in the Bank – Your money does not grow in the bank because of very little interest. Put your money in investment vehicles like bonds, equity funds, stocks.
  • Read, Listen and Practice – We are not taught financial literacy in school.  It takes a lot of work and time to change your thinking and to become financially literate. – Robert Kiyosaki

SECRET No. 6 – Ride Something to Wealth

  • Ride as Many Vehicles as You Can – invest in paper assets, business assets and property assets.
  • Ride Your Magic “Bicycles” to Wealth – invest in stocks, bonds, mutual funds.  Wealth hastily gotten will dwindle, but he who gathers little by little will increase it. – Proverbs 13:11
  • Ride Your “Car” to Wealth – Become a business-owner. Using your core gift with passion in your own business.
  • Earn from Your Core GiftSuccess follows doing what you want to do. There is no other way to be successful. – Malcolm Forbes
  • Get Paid – Earning from your core gift means asking to be paid.
  • Learn to Sell – If you’re serious in starting a business, get a sales job. Sell something.
  • Remember that Profits Are Better than WagesWages make you a living, Profits make you a fortune – Jim Rohn
  • Expand Your Territories – Everything you want is just outside your comfort zone. – Robert Allen
  • Create Passive Income – a business or investment that gives you income even without work.
  • Earn Exponential Income – also called passive income – means earning for a very long time from work you did only once at the very start.
  • Build Your Dream Team – build a team that will work with you in a common mission and vision.
  • Market, Market and Market some moreThe only reason to be in business is to create a customer – Peter Drucker  

SECRET No. 7 – Have a Bias for Action

You can’t cross a sea by merely staring at the water – Rabindranath Tagore

  • Make Things Happen – What separates the talented individual from the successful one is a lot of hardwork – Stephen King
  • Fail your Way to Success – When we give ourselves permission to fail, we at the same time give ourselves permission to excel. – Eloise Ristad
  • Take Bold Massive ActionThe bolder the action, the greater the genius, magic, and power that is likely to flow from it. – Robert Ringer
  • Apply the 10 Sacred Rules of Success – Act, Act again…Act Again….
  • Hustle – To hustle means to believe that there’s a solution to almost any problem.

 

SECRET No. 8 – Win in All Areas

Delight yourself in the Lord and He shall give you the desires of your heart. – Psalms 37:4

  1. Strengthen Your Relationships
  2. Grow in Emotional Maturity
  3. Use Your Core Gift
  4. Get Physically Healthy
  5. Gain Wisdom
  6. Build Your Money
  7. Nourish Your Spiritual Life
  • Follow Your Inner Compass – If you miss love, you miss life – Leo Buscaglia.
  • Define Your Own SuccessPoverty is a state of mind often induced by looking at a neighbor’s car. – Anonymous
  • Give Your BestYou are the only one who knows whether you have won or not. Don’t try to be better than someone else. Just be the best that you can be. – John Wooden’s Dad
  • Your Harvest Will Depend on Your Giving – start giving, start tithing….
  • Sacrifice Your Wealth for Others – Sacrifice your wealth for the poor. Help the Poor. We receive blessings to bless others. We receive wealth to give it away.  

Hi, I’m Ralf Roger Tagao, a CPA & Real Estate Broker. My passion is reading books about business, success, leadership and all other motivational books that help me develop myself more. I love to share my ideas, knowledge and learnings to other people that I think will benefit them.

Lessons Learned from the book Richest Man in Babylon

Lessons Learned from the book Richest Man in Babylon

richest man in babylon

The Five Laws of Gold

1.) Gold cometh gladly and in increasing quantity to any man who will put by not less than one-tenth of his earnings to create an estate for his future and that of his family. (Save 10% of your gross earnings.)

2.) Gold laboreth diligently and contentedly for the wise owner who finds for it profitable employment, multiplying even as the flocks of the field.

3.) Gold clingeth to the protection of the cautious owner who invests it under the advice of men wise in its handling

4.) Gold slippeth away from the man who invests it in businesses or purposes with which he is not familiar or which are not approved by those skilled in its keep. (Educate yourself or rely on those who are educated in the investment you’re interested in.)

5.) Gold flees the man who would force it to impossible earnings or who followeth the alluring advice of tricksters and schemers or who trusts it to his own inexperience and romantic desires in investment.

Seven Cures for a Lean Purse

1.) Start thy purse to fattening – every ten coins placed in their purse to take out for use but nine.

2.) Control thy expenditures – “Budget thy expenses that thou mayest have coins to pay for thy necessities, to pay for thy enjoyments and to gratify thy worthwhile desires without spending more than nine-tenths of thy earnings.”

3.) Make thy gold multiply – This simply explained that, once you’ve started saving at least one-tenth of what you earn, you must put that money to work earning interest.

4.) Guard thy treasures from loss – “Guard thy treasure from loss by investing only where thy principal is safe, where it may be reclaimed if desirable, and where thou will not fail to collect a fair rental. Consult with wise men. Secure the advice of those experienced in the profitable handling of gold. Let their wisdom protect thy treasure from unsafe investments.”

5.) Make of thy dwelling a profitable investment – If you pay rent to a landlord all your life, at the end of your life you’ll have nothing to show for it. If you can instead pay a mortgage on a house, at the end of your life you’ll have a house to show for it. “Own thy own home.” This is very important for those that aim high in reality.

6.) Insure a future income – “No man can afford not to insure a treasure for his old age and the protection of his family, no matter how prosperous his business and his investments may be.”

7.) Increase thy ability to earn – “Cultivate thy own powers, to study and become wiser, to become more skillful, to so act as to respect thyself. Thereby shalt thou acquire confidence in thyself to achieve thy carefully considered desires.”

 

Hi, I’m Ralf Roger Tagao, a CPA & Real Estate Broker. My passion is reading books about business, success, leadership and all other motivational books that help me develop myself more. I love to share my ideas, knowledge and learnings to other people that I think will benefit them.

Who is Ralf Roger Tagao?

Ralf Roger Tagao is a Certified Public Accountant and Real Estate Broker in the Philippines. He is a passionate person that loves to read motivational and success books, listen and watch to motivational and inspirational videos. He believed that a person can grow both financially, spiritually, healthy, generously, and Godly. He believed in continous learning that can help a person to develop and grow.

Ralf was born on August 20,1984 to a poor family in San Mariano Isabela. He is the eldest among six (6) siblings having a father who is a driver/farmer and a plain housewife mother. At an early age, he already envision himself to be a professional and businessman someday. Despite financial struggles and poverty, he studied very hard, achieving honors until he finished a degree in Accountancy at the Polytechnic University of the Philippines in year 2005. In his journey as a student, his dedication, hardwork, undying faith, help from family and friends has been the instrument in getting a degree.  He then took the CPA board exam that year also and by God’s grace, he became a CPA year 2005. Excited to help his family, he started working as an Auditor in an auditing firm, an internal auditor and ultimately as an Accountant to various companies. He had helped his parents sent his siblings to schools by sending them portion of his salary while he was working. Most of the time then, he was left with allowance only since almost all of his salary was sent to his parents. He continued to help his parents for them to finance the studies of his siblings. In God’s grace, as of now, his four (4) siblings were all professionals already and their youngest is a college student getting a degree in civil engineering.

As of now, Ralf is happily married to a loving and caring wife with one (1) beautiful daughter. He also manage their small business while doing real estate full time since January 2015 after working for nine (9) years in various companies. His wife is also an Accountant and Real Estate Broker.

Ralf handles affordable housing projects in Bulacan as he continously grow his team in real estate.

181872_464531760227659_1480501253_nProfile pic for fan page

Ralf’s photo when he was invited as a guest lecturer of Real Estate Taxation by Urban Institute in year 2012

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Ralf’s photo during the oathtaking of Real Estate Broker in year 2012

Hi, I’m Ralf Roger Tagao, a CPA & Real Estate Broker. My passion is reading books about business, success, leadership and all other motivational books that help me develop myself more. I love to share my ideas, knowledge and learnings to other people that I think will benefit them.

Welcome to my personal website ralftagao.com

Welcome to my personal website, ralftagao.com.

I’m very glad that you took the time to check my personal website. I created this website for me to share my experiences, ideas and knowledge on areas such as real estate, business, investing, success, motivation, inspiration, leadership, wealth, and other topics that I think will be worth sharing to my audience and readers.

For those who do not me personally, I’m a Certified Public Accountant and a Licensed Real Estate Broker.  I’ve worked as an Auditor and Accountant from year 2005 to 2014. Since January 2015, I’ve been engaged in Real Estate full time selling projects in Bulacan area.

Savings and Investing 

Save-and-Invest

One of the most important thing to develop if someone wants to achieve financial freedom is to develop the habit of consistently saving and then investing this to income generating assets that can be in the form of stocks, bonds, and other financial instruments or it can be put as capital in starting a business.

 

BUSINESS

20332539-business-growth-and-success-text-in-3d-arrows-business-development-concept-words-Stock-Photo

If you’re someone who really wanted to become an Entrepreneur, I would also write articles on starting a business. I myself, have started small businesses, most of which failed but the good thing is I learned a lot from it.

REAL ESTATE

RealEstate1

Real estate is one of the avenues wherein you can put your investments on it. If you want to buy properties to eventually rent it out to earn rental income, investment in properties is one of the means to earn passive income.

 

LEADERSHIP

Leadership

Everything boils down to leadership. The business or company’s success lies on the Leadership of its officers. Most of the time, if there are challenges in the business, the main responsible is it’s leaders.

issue204_handwritingsuccess-mindset

 

I hope you might find this website helpful to you in areas of life that matters to you the most.

Enjoy your stay. More Power and Godbless!

Hi, I’m Ralf Roger Tagao, a CPA & Real Estate Broker. My passion is reading books about business, success, leadership and all other motivational books that help me develop myself more. I love to share my ideas, knowledge and learnings to other people that I think will benefit them.